Frequently Asked Questions

What insurance company are you with?

We are independent licensed agents and certified health advisors which allows us to look at all of the insurance benefit options available to you. Our goal is to find the best possible plan for you that is the most cost effective.

How much does it cost to look at the insurance options?

There is no cost or obligation for us to look at all of the options available for you.

Can I just get a quote online?

In order to provide you with all of the best possible options we need to get some information from you about your health situation. It is best if we can speak with you briefly to get that information and then follow up with the best options for you. If you are getting quotes online that aren’t asking questions about your health situation then you may not be receiving the best benefits for you.

Why do I need health insurance?

Insurance provides you the ability to live without concern in the event something happened. Typically, everyone has car, home or renter’s insurance to protect them if something happens to protect them from significant financial costs. So why wouldn’t you want to protect yourself and your family in the event something happens? It gives you the peace of mind to know that if something happens, you won’t have financial difficulties dealing with expenses that insurance would help cover.

Can I get a policy just for my child?

Except in special circumstances any dependent child under the age of 18 must be on a plan with their parent or legal guardian.  At the age of 18 an individual can get on their own plan without a parent or legal guardian.

Will my Health Insurance cover me if I’m in another state?

Every health insurance plan is different regarding the network offered and where benefits can be used. We strive to find policies that will cover you in all 50 states.

Can I cancel my policy at any time?

We typically look for plans that allow you the flexibility to cancel at any time as opposed to being locked in to a policy. Although we hope that you would be happy with what we find for you, we know that situations change and we would want you to have that flexibility.